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The first transaction takes place between the issuer and the merchant's account servicing payment service provider, while the second, usually a direct debit, takes place between the payer's account servicing payment service provider and the issuer. Both transactions should be treated in the same way as any other equivalent transactions..

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Aug 03, 2021 . (Note that this doesn't apply to discouraging card use over other payment methods, such as cash, paper check, eCheck/ACH, or debit card.) Fortunately, the overall guidelines for the networks are mostly the same: You must notify the card association and your merchant services provider of your intent, in writing, at least 30 days in advance..

https://www.merchantmaverick.com/credit-card-surcharges/.

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